Important things in life- Managing our expences

As I have earlier said in one of my previous post that it was during the last 4-5 years that I have known how to face the world and also how to manage a family (which I think I have done to a great extent). This is managing and planning accordingly that all the important purposes in the life never gets halted and the wheels of the family keeps on moving smoothly. This needs the cooperation of the whole family and the members. I have learnt these things from the stories, accounts, diaries and old documents of my grandfather, who besides working in a small private company from the age of 20, managed his expences and savings to build a house of his own, with the cooperation of my grandmother, both sacrificed many things of their life to give his son and the next generation a somewhat good life than them.

One main thing to do to manage a house or family needs is a good management policy for the home budget and to spend accordingly, saving as much you need, keeping in mind the needs of the family and the members in the next 5 to 10 years and plan accordingly.

I have mainly followed this policy and have seen that it works. Also there is a saying that "What good or bad we have done in our past is the result we are reaping today. And what we will do (correct or wrong) today, will affect in our future." So, if we save and manage in the right way today, that will going to help us in the coming years.

Management is not only needed in big offices or companies only, it is needed in the smallest of the houses also, even for whom who just earns Rs. 100/-. Because I have seen many people who nevers plan or manage their money or anything and is much spendthrift, they time of crises, get tensed and worried and finally have to borrow money from their friends and relatives, and sometimes from money lenders who charge them a heave interest for that.

So, my thought is that whatever we are earning today must be spend in the right way (not be spendthreft) , to control our expences, and also save a little amount in our own way whichever we think (from man to man) will be better for us, that could help our family in time of problem or urjency.

My dreams in life

Since my childhood, I have many dreams like all people had in their life. But have not seen any of my so called big dreams fulfilled, however, some of my smaller dreams have been fulfilled, better late than never. For this I thank God for hearing my words and fulfilling my dreams.
In this phase of my life I have 2 of my very big dreams, which I very much need the help of my God for fulfilling those dreams. The two big dreams are (1)To get married to my dream girl and (2) To build a house of my own money, with my & my spouse's ideas (MY DREAM HOUSE IN MY DREAM CITY - KOLKATA).
These are my dreams which I would like to fulfill in my life, and if these get fulfilled then all the dreams that I have seen and that have not get fulfilled will be nullified. I would like my first dream to be fulfilled in my coming few years and the next big one in the next 10 to 20 years of my coming life.
Let's see and wishing that God will help me in completing and fulfilling my these 2 dreams which I have got now in my mind.

The most tensed days of my life

From my early childhood , I have been a guy who becomes very tensed whenever any problems arises, or you can say a problem which had not arrived yet but just thinking of it in advance.
In my life, the most tensed days of my life were the days when I gave my final exams and the time when we awaits the results to be out. Although during my junior school I was a brilliant student, I was not as worried as I was during my next phase of my schooling (Senior school). I kept deteiorating in my studies and was in a very poor condition by the time I was in my 10th, I had done very badly in my prelims. After giving the Board exams I was more restless and daily see what I have done in my paper and counting that whether I will get passing marks or not. ON the result day I was not aware that the reselt has been declared, when my father had gone to office and returned back and said that the result was out and Asking what I have done in my exams. I got much frightened. Then he said that I have passed , then only I become normal. Next was When I gave my 12th, it was the same things I was doing that I have done before, in my 10th results. This time also I was not aware that the results was out. This time one of my best friend called me and said that I have got 75% marks. I cannot believe what he said because I only know what I have done in my exams. I with my father, then, went to school that whether my friend had seen the result of the boy sitting before me as he was a topper of our school. Then after seeing result that I have got pass (not with 75%) but with good markd than I have thought. These were the most testing times of my life.